Protecting your Financial Foundation is a critical component of your overall financial plan, requiring careful and diligent scrutiny to assess potential risks and prepare for short and long-term needs in life.  At SharpePoint Insurance Group, our team of experienced Advisors will tailor a comprehensive plan for each client utilizing the best programs available.

Your most important assets are intangible, such as your life, your health, your ability to earn income.  Building a solid protection plan for these intangibles can help to alleviate the need of making important decisions while in a time of crisis.  The insurance decisions you make will vary based on your family structure, age, tax strategies, business environment, etc.  These unknowns can be clearly navigated when you partner with SharpePoint Insurance Group.

Life Insurance is a critical necessity for almost every person at some point in life.  Loss of income can be devastating for your loved ones, and life insurance can bridge that need.  Life insurance can also be used to fund many business agreements and create tax-favorable assets.  Complimenting retirement and providing additional benefits for a long term care need are other benefits to a solid life plan.

Disability Insurance protects against a potentially devastating loss; your ability to make an income.  If you are injured or ill and are unable to work, the long-term effects on your financial plan can be permanent.  Disability Insurance provides a stream of income to navigate the loss.

Annuities are an often-misunderstood financial vehicle, and our Advisors work hard to educate our clients on the benefits of every program they support.  The only product available on the market today that guarantees you will never run out of income, even if you run out of money, is an annuity.  Not all annuities are created equal, and the right plan can make a huge impact on your retirement years.  If you have an existing annuity and are unsure of the benefits or the fees contained in your contract, our Advisors are thoroughly skilled at evaluating and clarifying the mystery for you.

Long Term Care plans have evolved over the years, and there are many options available today that were not in existence even 15 years ago.  Statistically, more than 50% of all people will need some form of long term care in their lifetime.  Having a definitive action plan in place ahead of time can bring peace of mind to you and your loved ones.  Our Advisors can help you make that decision.

Insurance is about the right plan and having it actually in place when you need it.  The cornerstone of a good financial plan is a solid foundation of insurance.